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6-Month free installment on the first purchase;

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Up to 12 Months
0% Installment - Effective 0%
Enjoy shopping with Top|Card at our partner merchants with an effective 0% installment for the recommended months per merchant. Benefit from grace period at non-partners, utility, and other bill payments for up to 45 days.
Limit up to 10000 GEL
Minimum from 250 GEL
Receive approval of your desired amount in advance and use it whenever and wherever you want.
Benefits for new Top|Card customers |
Get Top|Card and use benefit:
6-month effective 0% installment on first purchase

Partners & Hot Offers

Alta

3 Month Installment

Miniso

3 Month Installment

Navne

2 Month Installment

Thermo Center

6 Month Installment

Arttime

3 Month Installment

GMT

3 Month Installment

Podium

3 Month Installment

MiHouse

3 Month Installment

Appledent

12 Month Installment

Oktopus Fitness Club

3 Month Installment

Sena Auto

3 Month Installment

Design House

3 Month Installment
Frequently Asked Questions |
How can I use Re|Bank installment?
Top|Card is our installment card with the limit up to 10 000 GEL. You pay for any product or service by just swiping the card and the price is divided to several months without any extra commission fee.
What are the requirements to apply for the Top|Card?
You are expected to have a proven, regular income. In addition to this, your credit history and ongoing liabilities are also considered.
Do I pay any extra fees
If you follow the recommended payment schedule, there are no extra fees applied. You just repay the total sum you have spent. Ordering Top|Card is free of charge and there is no annual service fee as well.
Real 0% Installment
The effective rate is 0% within the installment periods offered by the partners of Re|Bank
ganvadebis-barati-topcard
No added costs!
You pay only the price of what you buy, the commission fee for the installment is covered by the partner.
Pre-approved limit
Get your pre-approved limit from 250 to 10000 GEL once and apply it wherever you want. You can reuse the limit as many times as you want. On top of that, you can withdraw the approved limit from any ATM.
Withdrawing Installment Limit
You can withdraw Top|Card installment limit from any ATM in Georgia or transfer money to any bank account.
Installment calculation example |
5th January
You purchased 3000₾ of electronics in the Re|Bank's partner shop. For this partner, Re|Bank offers 3-months free installment.
16th January
You used 1000₾ installment limit in a touristic agency. For this partner, Re|Bank offers 2-months free installment
20th January
You visited a restaurant with a friend, where you spent 100₾. For this partner, Re|Bank offers a 1-month free grace period.

  • February 1,600 ₾ = 1000 (Electronics price / 3) + 500 (Touristic agency service / 2)+ 100 (Restaurant fee)
  • March 1,500₾ = 1000 (Electronics price / 3) + 500 (Touristic agency service / 2)
  • April 1,000₾ = 1000 (Electronics price / 3)
Contact our contact center:
(+995 32) 222 25 25 | *2525
* Please note that we require the confirmation of your income.
Installment Calculation and Repayment |
Notification
A text message (SMS) is sent to your mobile number on the 2nd of each month; The SMS indicates the minimum and recommended payment as of the 1st day of the month;
Payment
Please wait for our SMS notification to make a payment. You can clear your debt in full or in parts by the 15th of the month;
Recommended and minimum amount
If your funds are not enough to pay the recommended amount, you can choose the minimum amount. In this case, the installment shall no longer be interest-free, and the interest rate will be applied;

*Please note that the transactions made at the end of the month may not be included in the monthly calculation. They will be calculated in the next month.

Top|Card installment payment
Order card and get it without leaving home (*Tbilisi Only)

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