Enjoy shopping with Top|Card at our partner merchants with an effective 0% installment for the recommended months per merchant. Benefit from grace period at non-partners, utility, and other bill payments for up to 45 days.
Top|Card is our installment card with the limit up to 10 000 GEL. You pay for any product or service by just swiping the card and the price is divided to several months without any extra commission fee.
What are the requirements to apply for the Top|Card?
You are expected to have a proven, regular income. In addition to this, your credit history and ongoing liabilities are also considered.
Do I pay any extra fees
If you follow the recommended payment schedule, there are no extra fees applied. You just repay the total sum you have spent. Ordering Top|Card is free of charge and there is no annual service fee as well.
Real 0% Installment
The effective rate is 0% within the installment periods offered by the partners of Re|Bank
No added costs!
You pay only the price of what you buy, the commission fee for the installment is covered by the partner.
Pre-approved limit
Get your pre-approved limit from 250 to 10000 GEL once and apply it wherever you want. You can reuse the limit as many times as you want. On top of that, you can withdraw the approved limit from any ATM.
Withdrawing Installment Limit
You can withdraw Top|Card installment limit from any ATM in Georgia or transfer money to any bank account.
Installment calculation example |
5th January
You purchased 3000₾ of electronics in the Re|Bank's partner shop. For this partner, Re|Bank offers 3-months free installment.
16th January
You used 1000₾ installment limit in a touristic agency. For this partner, Re|Bank offers 2-months free installment
20th January
You visited a restaurant with a friend, where you spent 100₾. For this partner, Re|Bank offers a 1-month free grace period.
February 1,600 ₾ = 1000 (Electronics price / 3) + 500 (Touristic agency service / 2)+ 100 (Restaurant fee)
March 1,500₾ = 1000 (Electronics price / 3) + 500 (Touristic agency service / 2)
* Please note that we require the confirmation of your income.
Installment Calculation and Repayment |
Notification
A text message (SMS) is sent to your mobile number on the 2nd of each month; The SMS indicates the minimum and recommended payment as of the 1st day of the month;
Payment
Please wait for our SMS notification to make a payment. You can clear your debt in full or in parts by the 15th of the month;
Recommended and minimum amount
If your funds are not enough to pay the recommended amount, you can choose the minimum amount. In this case, the installment shall no longer be interest-free, and the interest rate will be applied;
*Please note that the transactions made at the end of the month may not be included in the monthly calculation. They will be calculated in the next month.