Enjoy shopping with Top|Card at our partner merchants with an effective 0% installment for the recommended months per merchant. Benefit from grace period at non-partners, utility, and other bill payments for up to 45 days.
Top|Card is our installment card with the limit up to 10 000 GEL. You pay for any product or service by just swiping the card and the price is divided to several months without any extra commission fee.
What are the requirements to apply for the Top|Card?
You are expected to have a proven, regular income. In addition to this, your credit history and ongoing liabilities are also considered.
Do I pay any extra fees
If you follow the recommended payment schedule, there are no extra fees applied. You just repay the total sum you have spent. Ordering Top|Card is free of charge and there is no annual service fee as well.
Real 0% Installment
The effective rate is 0% within the installment periods offered by the partners of Re|Bank
No added costs!
You pay only the price of what you buy, the commission fee for the installment is covered by the partner.
Get your pre-approved limit from 250 to 10000 GEL once and apply it wherever you want. You can reuse the limit as many times as you want. On top of that, you can withdraw the approved limit from any ATM.
Withdrawing Installment Limit
You can withdraw Top|Card installment limit from any ATM in Georgia or transfer money to any bank account.
Installment calculation example |
You purchased 3000₾ of electronics in the Re|Bank's partner shop. For this partner, Re|Bank offers 3-months free installment.
You used 1000₾ installment limit in a touristic agency. For this partner, Re|Bank offers 2-months free installment
You visited a restaurant with a friend, where you spent 100₾. For this partner, Re|Bank offers a 1-month free grace period.
February 1,600 ₾ = 1000 (Electronics price / 3) + 500 (Touristic agency service / 2)+ 100 (Restaurant fee)
March 1,500₾ = 1000 (Electronics price / 3) + 500 (Touristic agency service / 2)